Right-Sizing Your Life: A Christian Woman’s Guide for Life’s  Next Season

 

Introduction: A Season of Change and Choice

Life is full of seasons, and as Christian women over 55, many of us find ourselves at a crossroads. Should we downsize? Relocate? Or stay where we are and make adjustments? This decision is not one-size-fits-all. It’s about aligning our choices with God’s plan for our lives, our well-being, and our purpose in this next stage.

Let’s talk about key considerations, practical steps, and biblical wisdom to make an informed, faith-filled decision. I have recently navigated this process and while taking all of these steps sometimes feels labored, I have confidence in my decision and am excited about the future!

 

 

The Case for Downsizing

Downsizing can be a liberating step that allows you to simplify your life, reduce expenses, and create more freedom for ministry, travel, or family time. Learn more. Here are some signs it might be time to consider downsizing:

• Your home feels too big – Rooms sit unused, and upkeep is overwhelming and exhausting.
• Financial shifts – Property taxes, utilities, or maintenance costs are stretching your budget.
• Physical needs – Stairs, extensive yards, or home repairs are becoming challenging.
• A desire for simplicity – Less clutter, less stress, and a renewed focus on what truly matters.

Steps to Thoughtful Downsizing

1. Pray for wisdom – Proverbs 3:5-6 reminds us to trust in the Lord for direction.
2. Assess your space and needs – What do you truly need in a home?
3. Declutter with purpose – Donate or pass down items that no longer serve you.
4. Consider alternative housing – A smaller home, condo, or senior community might be a good fit.
5. Plan financially – Consult a financial advisor to ensure the move aligns with your retirement plans.

 

 

The Case for Relocating

For some, a fresh start in a new location brings joy, community, and better opportunities for this season  of life. This was my choice. After 40 years in the desert I was looking for a change in climate and to be closer to some of my children. Here are some reasons to consider relocation:

• Being closer to family – Grandchildren, adult children, or aging parents may benefit from your presence.
• Better climate – A milder climate can improve health and well-being.
• Stronger community – A faith-based retirement community or an area with a vibrant church can enrich your life.
• Lower cost of living – Moving to a more affordable area can free up finances for other priorities.

Steps to a Smooth Relocation

1. Research potential locations – Consider affordability, healthcare access, and church communities. My husband and I spent 6 years on this part of the process!
2. Visit first – Spend time in the new area before making a commitment. Please don’t move without having visited at least once!
3. Consider renting before buying – This allows to “try on” a place before committing.
4. Get involved quickly – Find a new church, volunteer, and establish routines to feel at home faster. Even though you are busy with emptying boxes and figuring out what day the trash pickup comes – start finding community!

 

The Case for Staying Put

Not everyone needs to move or downsize. Staying in your current home can be a wonderful option if it still meets your needs and provides comfort. You may have been right-sizing for years! Reasons to stay include:

• Emotional attachment – Your home holds deep memories and meaning.
• A strong local support system – You have friends, church, and community ties that bring joy.
• Financial stability – If your home is paid off and manageable, staying may be the best choice.
• Ability to modify – Simple home modifications can make aging in place easier.

Making Your Home Work for This Season

1. Declutter for a fresh start – Even if you stay, simplifying can bring peace.
2. Make home modifications – Install grab bars, update lighting, or create a bedroom on the main level.
3. Hire help when needed – Lawn care, cleaning, or grocery delivery can reduce burdens.
4. Stay socially connected – Avoid isolation by staying active in church and community groups.

 

 

Renting Out Space for Additional Income

Another option to consider is renting out part of your home or a place on your property – like an ADU or casita, for additional income. This can provide financial relief while allowing you to stay in a familiar place. However, it’s important to weigh the pros and cons:

Pros:

• Extra income – Helps cover expenses, property taxes, or savings goals.
• Companionship – Having a tenant or roommate can reduce loneliness.
• Home maintenance support – A responsible renter may help with upkeep.

Cons:

• Privacy concerns – Sharing space may feel intrusive.
• Legal and financial considerations – Rental agreements, insurance, and taxes require careful planning.
• Rent – Must be declared as income.
• Finding the right tenant – Background checks and compatibility are crucial.

Steps to Renting Out Space

1. Check local laws and regulations – Ensure renting is allowed in your area.
2. Screen potential tenants – Conduct interviews, background checks, and references.
3. Set clear expectations – Establish house rules, rent terms, and responsibilities.
4. Consider a trial period – Start with a short-term lease to test compatibility.

 

 

 

 

Trusting God with the Decision

Whatever choice you make, the key is to seek God’s guidance. Psalm 32:8 assures us, “I will instruct you and teach you in the way you should go; I will counsel you with my loving eye on you.”

Change can be hard, but it can also be an opportunity for growth, new relationships, and renewed purpose. Trust that God has a plan for you in this season as you consider right-sizing and that He will lead you to the right place, whether it’s a new home or the same beloved space you’ve enjoyed for years. But, take your time. Making a hurried decision may not be a wise one.

 

Conclusion

Whether you choose to downsize, relocate, or stay put, the most important thing is to make a decision that aligns with your needs, your faith, and your future. Take time to pray, seek wise counsel, and move forward with confidence, knowing that God is with you in every step.